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Buyer's Guide

A Step-by-Step Buyer's Guide

Buying a home is one of the most exciting milestones of your life. To prepare yourself for this moment, you need to know what to expect during the process. This step-by-step first time buyer’s guide created by our team will help reduce the stress of buying a home and help you enjoy the journey as much as possible.

Budget

Get Pre-Approved for a Mortgage

The first step to buying a home is understanding your budget. A pre-approval from a trusted lender gives you a clear picture of how much home you can afford, boosts your credibility with sellers, and ensures you’re ready to make an offer when the time comes. We’re happy to recommend lenders we know and trust to help you get started.

Agent

Find a Real Estate Agent

Having the right agent on your side makes all the difference. At Black Tree Realty, we pride ourselves on putting our clients first, offering personalized service, expert market knowledge, and unwavering support. Our mission is to guide you through the process with confidence and care, ensuring your goals are always the priority.

Search

Start the Home Search

This is where the fun begins! Based on your needs, wants, and budget, we’ll curate a list of homes tailored to your lifestyle. Whether you’re looking for a cozy starter home, a spacious family home, or something truly unique, we’ll help you navigate neighborhoods, market trends, and potential opportunities to find a place you’ll love.

Offer

Make an Offer

Once you’ve found “the one,” it’s time to craft a strong offer. We’ll guide you through this crucial step, helping you understand the market conditions and ensuring your offer is competitive yet within your budget. Negotiations can be challenging, but we’ll work hard to advocate for your best interests and help you secure the home.

Under Contract

Navigate Inspections and Appraisals

After your offer is accepted, we’ll move into the due diligence phase. This includes scheduling a professional home inspection to uncover any potential issues and working with your lender during the appraisal process to confirm the home’s value. We’ll be with you every step of the way to address concerns and keep the transaction on track.

Close

Close the Deal

Closing day is the finish line of your home-buying journey! We’ll work closely with all parties to ensure every document is signed, every detail is handled, and the process is as smooth as possible. Once everything is finalized, the keys to your new home will be yours.

Homeowner

Celebrate Your New Home

Congratulations—you’re officially a homeowner! Moving into a new space is a moment to cherish, and we’re here to celebrate with you. Even after closing, we’ll remain a resource for any questions or future real estate needs.

Our goal is to provide you with the most personalized service that is designed to help you buy your dream home

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